Tools

Budget Companion

Plan spending, savings, and debt in a calm dashboard.

Budget Companion is a calm, guided way to see where your money really goes. It replaces messy spreadsheets with a focused dashboard that tracks income, bills, savings, and variable spending in one view. Add your current balance, plug in recurring costs, and watch the projection update so you can make confident decisions before the month gets away. The charts are built to show trends at a glance, while the ledger keeps the day to day details honest. Everything is designed for low stress, not guilt, with gentle prompts instead of rigid rules. No accounts, no cloud sync, and no noise: your numbers stay local in the browser. Whether you are building a safety buffer or just trying to stop overspending, this tool turns budgeting into a clear, repeatable ritual.

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Why Budget Companion exists

Simplify personal finance tracking
Reduce anxiety around budgeting
Provide clear visualization of financial health
Encourage healthy saving habits

Search-friendly overview

About Budget Companion by Cloudmaking

Budget Companion is a Tools app built by Ali Raza (Cloudmaking). Plan spending, savings, and debt in a calm dashboard. It is part of the Cloudmaking Lab collection of browser-based tools, games, and creative experiments.

Budget Companion is designed to simplify personal finance tracking, reduce anxiety around budgeting, provide clear visualization of financial health, and encourage healthy saving habits. The experience focuses on speed, clarity, and real-world workflows so you can get value quickly.

Launch Budget Companion directly in your browser with no installs or downloads. This app runs locally in your browser. Your inputs and files stay on your device unless the app says otherwise.

Real-world playbooks

How people use Budget Companion

Plan from a real starting point

Drop in your opening balance and projection start date to anchor the three-panel flow. The chart, ledger, and summaries keep that anchor as you model the month.

Capture every predictable flow

Use the income, monthly bills, yearly renewals, weekly spending, and one-off payment panels to log how cash truly moves. Due dates clamp to the right day so the projection stays honest.

Share a calm forecast

Once you hit recalc, the month-by-month ledger and balance chart update instantly. It's an easy screenshot or screen-share view when you need accountability with a partner.

Contact for integrations

Need a custom tweak, feature request, or embed? Use the contact form and mention the app name so I can prioritize it.

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Privacy promise

This app runs locally in your browser. Your inputs and files stay on your device unless the app says otherwise.

Power notes

Things to know before you dive in

Fields auto-save to localStorage, so you can close the tab mid-edit without losing the plan.
Weekly spends are translated into actual calendar days using real weekday math instead of estimates.
Use the tabs (Foundation → Flows → Forecast) to work in short sessions instead of filling everything at once.